Closing Disclosure Page 5. On August 1, 2015 the CFPB requires that most home lenders follow new rules and use a new form called the Closing Disclosure Form (CDF). Knight Barry Title is your source for information on the forms and the rule and Craig Haskins and Cheri Hipenbecker will guide you through the changes. This isn't a typical TRID video you'll find elsewhere. We go out on a limb to identify some real life situations that lenders and REALTORS should consider when preparing for August 1st.